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So, employer is contributing to the pension already, presumably whatever the government minimum is although it looks like it's more than that. I didn't think I was chipping anything in. My payslips don't seem to show anything going in to pension.
My rough plan would be to stick some extra in, via the salary sacrifice thing.
hippy
I thought if you were covered by automatic enrolment I to a workplace scheme (which most people are) then the employer has to make a minimum 3% contribution and employee makes minimum 5% contribution, and that employers can choose to match additional employee contributions beyond the minimum up to a certain level. I generally only invest up to the amount that brings additional contributions from my employer (i.e free money), beyond that you still get the tax/NI incentive but no more free money from employer