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  • Yeah, the low cost was what got me into ii in the first place. Because I'm not an active investor I just wanted to throw pension coins at tracker funds and not get robbed while it sat there doing feck all.

    If the S&S ISA is actually 'free' with what I'm paying now for the SIPP I reckon I'll probably stick some coin in that and let it sit for a few years and then smash a mortgage overpayment or something.

  • If you ever save money for long term, like 5 years or more, it makes sense to do it in an isa

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