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Great shout, thank you! My brother-in-law works for Apple and I might be able to get hold of his family/friends discount, so a refurb 12 Mini would be £380.97...
Just checked the local shops and the sealed 11 I saw was actually £320... they definitely could be haggled down from experience with them but not sure it's worth saving £100
Thanks again all!
I would check the Apple Refurbished page - https://www.apple.com/uk/shop/refurbished/iphone
You're getting basically a new device for less with the same limited warranty and AppleCare option. I bought a lot of Apple refurbs and had zero issues.