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this is why i am thinking of moving all my scraps of pensions to a sipp. my only fear is fucking it up (but if i promise myself that it is all in a global tracker it should be ok right???)....
actively managed funds do however tend to do better in a downturn vs ETFs/trackers though (if the fund managers are worth their salt; which they rarely are)
swedeee
Check the fees.
A global (or similar, non-specific) tracker, invested by you in a sipp, could cost below 0.1% per year.
Funds managed for your soulless corp pension could be 3% - 5% and higher per year.
Which would make any investment decision all but moot.