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  • I have a SIPP that I have control over that is mostly tracker funds and since I went permie I have a company pension (actually two of them) that are managed by some pack of souless demons in The City, I presume.

    I tried logging in to it today to see where the money is invested and of course their site crashed.

    EDIT: After confirming I'm not a USA person I'm in.

    Wow, there's fuck all in this pension.

    Looks like they have an ISA option. I don't have an ISA. I guess maybe I should do that shit. Or, maybe just add some personal contributions to this pension fund on top of the employer ones.

  • Is your SIPP maxed out? Wouldn't it be better to put more money into it since you get the
    income tax on top vs ISA which is post tax?

  • The employer SIPP thing would be bare minimum employer contributions and nothing from me. My own SIPP thing is static - I don't add anything to it now.

    Ah, I knew I'd asked about this before. This is what my employer SIPP thing offers:
    https://www.lfgss.com/comments/16964504/

    I don't know why it's called a SIPP - it's not really managed by me. It's a fund managed by the company my employer use.

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