Thanks Hugo- thinking similar thoughts to you , just wanted a bit of reassurance . We are paying close to what you were for a nice place much more central than we are looking to love to ( which we know is a good deal ) , mortgage will be more as I want to pay off quickly . Personally I think any dip will be short , and could be a good time to get a good deal now , while their is an air of concern in the air, before thinks stabilise again. Place we are looking at is an estate sale , which weirdly seems to be the case with a few we have seen . Offer is in now , has been for a while , and should find out next week ..
mortgage will be more as I want to pay off quickly
Get as long a mortgage term as you can and make overpayments to pay it off more quickly, you're better off having the flexibility of lower monthly outgoings if circumstances change.
Thanks Hugo- thinking similar thoughts to you , just wanted a bit of reassurance . We are paying close to what you were for a nice place much more central than we are looking to love to ( which we know is a good deal ) , mortgage will be more as I want to pay off quickly . Personally I think any dip will be short , and could be a good time to get a good deal now , while their is an air of concern in the air, before thinks stabilise again. Place we are looking at is an estate sale , which weirdly seems to be the case with a few we have seen . Offer is in now , has been for a while , and should find out next week ..