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  • What are you taking about, an isa is one method of saving that isn't right for everyone's situation. And even for those that use an isa you're likely to want a few saving options.

    Saying don't complain when there's one option for a decent savings return when the banks are benefiting from the higher rates for their reserves is ridiculous, are you in the 'young people should stop moaning about not affording houses and just stop buying coffee and avocado' camp as well?

  • Yes, I think if young people stopped going out for breakfast then they'd have enough money to charter submarines to world-renowned ship wrecks.

    I just don't see what complaining achieves; I prefer to look for options to make the best of a bad situation.

  • You do realise every right you have is because people complained about stuff and tried to make it better?

    Making the best of a bad situation is all well and good if you have options but for a lot of people the best of a bad situation is moving the boot from their throat to their chest.

    edit - and to add complaining about things and looking for your best option at the time are not mutually exclusive.

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