It's healthy if... the banks were passing on the rates to savers which they're not.
You need to lock some money into an ISA for a year or so.
That's not an excuse for why other long term saving options are so low.
I know. You can either complain about long term options being low, or take the opportunities...
@Gewürzt started
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You need to lock some money into an ISA for a year or so.