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I don't know the answer, but at the very least your father in law would need to provide insurance for the work you carry out and pay you via proper payroll.
My end clients only allowed certain approved umbrellas, probably to avoid being accused of knowingly setting up tax-avoiding quasi-employment schemes.
Seems like I'd lose between 1/4 and 1/3 of gross pay through an umbrella company though which seems a chunk.
Of course - it's PAYE income tax / NI, plus a (usually fixed) fee per week for the umbrella (which also pays for stuff like insurance.
You can also claim some expenses through the umbrella. Not a lot.
chez_jay
CYOA
But can anyone be an umbrella as far as the end client is concerned? If it's a very specific thing where they will ask to see proof of my employment/contract with the umbrella, then I'll just start googling umbrella companies (unless anyone has any recs). But if they just need it to be a ltd company then could I ask my FiL/his ltd to invoice them and I give him a cut.
Have asked my accountant so will follow their lead.
Seems like I'd lose between 1/4 and 1/3 of gross pay through an umbrella company though which seems a chunk. They've said they'll increase dayrate but by how much I don't yet know.