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  • We did get financial advice earlier, and the advisor has been really helpful. In a way we feel a bit bad because we've had a number of conversations with him after which the best course of action always seems to be something that ends with him not getting paid (his fees come from new mortgage or savings products, and so far neither of these has been the best option).

  • Buy some life insurance. It'll protect your family and he'll get upfront commish and trail.

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