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I wouldn’t disclose it but I’m a random dude off the internet and not a FCA accredited financial advisor 😊
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Will this matter to the lender?
Yes because it effects income and your ability to pay/affordability
Do we need to disclose this?
I'd 2nd the random dude off the internet approach and not disclose. Also not a FCA accredited financial advisor.
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We bought whilst my other half was pregnant. So far as I remember it was never asked so we never mentioned it. The intention was always to return to work after maternity leave so it didn't make a long term difference.
Tenderloin
hugo7
aggi
@ectoplasmosis
We’re about to get a home improvement loan from our mortgage provider, and my partner is 6 months pregnant. She’s looking to take 1 year paid maternity, with 6 months full pay then a sliding scale of reductions for the rest.
Will this matter to the lender? Do we need to disclose this?