-
It depends on the lender.
Some lender’s applications require the student loan to be added as a credit commitment, though it doesn’t show on your credit file.The balance is unimportant, the lender’s only concerned about the payment, so it’s not unusual for the broker (me included) to roughly guess at a balance and put it in.
Putting down as female or male is a bit more important however…
The brokers we're using (recommended through the agent…) seem like absolute headbangers, so a quick question to anyone who's done a mortgage application before:
Do student loans go under:
It's just a standard PAYE deduction on my payslip, so I'd expect it goes under that heading. They've managed to put it under financial commitments with the title only as 'SL', made up an end date of next year, and entered a few hundred quid as the outstanding balance when it's still in the many thousands.
Edit: Oh, and they put me down as female when I'm not