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Uhh I think that really is fake.
Amex Platinum is not a credit card, it's a charge card. Designed to be paid back 100% every month.
They do offer a Pay Over Time "loan" (yeah splitting hairs on credit v, charge) but the apr is 20->28% depending.
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The APR is high because of the fee. Guess some people think the benefits are worth the fee.
Kirth
aggi
@Leshaches
Predatory. For reference, a card with 14% annualised percentage rate would be a good-ish deal.
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