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I used to always do the opposite actually - normally 2 year deals with no or very low fees. I rode the market each time I remortgaged getting better valuations than the last until I had a 60pc deposit to get the best deals available.
I had a much smaller mortgage than I do now however and it used to make sense to go for the free free deal if your mortgage was less than 150k or so.
I thank whatever divine force that intervened to make me choose the 5 year deal I did in October 2021. It cost me 400 quid to redeem the old mortgage and take out the new one when we moved but if I was remortgaging now the repayments would be 600 quid a month more than I am currently paying.
princeperch
Think I’ve never not gone for a 5 year. The less I can engage with the whole process the better, fewer arrangement fees are a bonus.