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Because you mortgage broker likes the fees he gets?
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Because you've got large monthly payments so the difference between 0.97% and 1.50% would have had a meaningful impact on cashflow?
TBH a significant factor for us in getting a 5yr was to push having to deal with remortgaging rather than some sort slick move, it's all luck.
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It would only have cost you o.2pc to have fixed it for another three years!
I think a lot of mortgage brokers are going to be at the business end of a lot of complaints about poor advice over the next few months.
Howard
hugo7
princeperch
@tbc
In October 2021 we got a two-year fixed mortage at 0.97%.
Why on earth did we not fix this historic low rate for longer!?