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Sorry for your loss.
Probably not a great idea for her to buy your house - as others have said there could be stamp duty, inheritance tax and capital gains tax implications.
Your mum sounds like she needs help to invest the lump sum wisely for her future. Obviously she could pay for an ifa. Or she might be able to get a session with someone at Pension Wise, which is a government funded operation designed to help people make the right decisions regarding pensions.
frank9755
I'm a daily user on here but posting (even more) anonymously because the topic is a bit sensitive.
I'm about to come to the end of my first five year mortgage term. In the time, my dad has passed away and my mum has been left with a lump sum from his pension as he died before pensionable age (in lieu of a monthly pension if he had died at pensionable age).
She gets very stressed about having money in the bank and being defrauded. She also terrified of losing any money, so won't invest it.
I would like to suggest that she buys my house at the end of my mortgage term and I then pay her the interest that I would have been paying the bank.
What are the pitfalls of this? Are there any financial things (taxes or whatever) that I should be aware of?
Thanks in advance