noob mortgage question - if I apply for one with a bank I already bank with (it also has the best rates for me) is the application/approval process easier/quicker as they have access to all your financials already?
I did the opposite, tried to open a current account with the bank I had a mortgage with, turned down 🤷♀️
Bit late on this one, but we bank/mortgaged with Barclays and have since product reviewed with them.
Process for us was really simple, much easier than our first mortage via a BS pre-covid.
For me it was just payslip/p60 & some tax bits from the other half and all sorted over a 90 min phone call.
@n3il started
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noob mortgage question - if I apply for one with a bank I already bank with (it also has the best rates for me) is the application/approval process easier/quicker as they have access to all your financials already?