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On this move-for-an-extra-bedroom chat, I should note that I'm up north, and houses on our terraced street that already have a loft done are about 20-30k more than those without - with a range being 250-300k or so depending on overall finish/condition of the house.
edit: oops/soz, didn't realise i was replying directly
hvsds
You have to be looking at what, ~1.5m for a genuine 4 bed* anywhere in London?
* As in not extended up or back, and 2 beds not converted to 3 on the first floor.