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  • Maybe... look at the fees on each. If they're the same then I can't think of a reason to consolidate (or to not consolidate). If they're different then that's the reason.

    I've just moved mine from Aviva to Vanguard for the slightly lower fees.

  • The two old ones are at 0.35% - nothing being paid in. Total value is less than £20k
    Current employer one is 0.4% and is being paid into. Total value is just over £60k

    Really no point in doing anything then...

  • Not loads, but also I'd imagine it's very quick to do if it's easier to see things in a single place.
    The Aviva -> Vanguard transfer was all done online without any faff. About 5mins to get the various reference numbers and then it transferred over in 2 days.

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