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Yeah, hindsight's 20-20... the floorboards we lifted in our victorian terrace showed excellent joists/footings and the loft was in great shape too. Since then, I've found bad footings/joists elsewhere and wish I'd investigated more thoroughly.
(£500 of timber and a few days of fun fixed the issues.)
For sure, and I say all that as someone who asked for £25k off this place. Got £12.5k off in the end. Kicking myself slightly with hindsight that I didn't negotiate harder (was still a good deal but some of the works needed done sooner than expected - eg. the impromptu shower in the middle of the bedroom ceiling put a hustle on fixing the roof), but it was backed up by surveys and visible issues.
Luckily our sellers knew the place was fucked.