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Good reading.
Tracker... (note that arrangement fees of £999 are broadly similar to fixes).
This ^ is a good eg of why it's all down to personal circumstances and doing all the calculations. I can't recall exactly, but a mate was offered an insanely low 1yr, but once you actually added the fee in/out fees the 3yr was cheaper.
Obviously if your monthly payments are high then a £k on fees might be negligible, but if they're lower then it changes the value proposition.
hugo7
@ElGonzo
FT Article - Yikes! What should I do with my mortgage?
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