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is it realistic to expect the existing to cost me less over the next 3-4 years than new
Cost you less in what sense?
As in it breaking down and you having to pay for repairs? Has it had any issues so far? Very anecdotal vibe-base opinion; but I'm inclined to think that if your modern car isn't beset by gremlins within the first 3yrs then a VAG will be fine for ages. Definitely not £11k of maintenance.
In terms of on going depreciation + costs? You're going to have to get the spreadsheet out for that I think.
Quick finger in the air on ebay says a 2017 is still probably worth at least £6-7k. So assuming you're buying your car for what? £13k? It'll be cheaper to buy than to lease.
hugo7
Yeah. Until there are some infrastructure changes where we are, EV is off the table. I'm skeptical of plug in hybrids, suspect if we got one it would run on the petrol engine most of the time which seems silly.
The question is more, is it realistic to expect the existing to cost me less over the next 3-4 years than new, given the new will have warranty and not need an MOT.