The other factor is that BTL is not zero work. It's quite a bit of work and can be a lot of work if you don't get great tenants.
Index trackers don't call you when the boiler doesn't work, the shed roof is leaking, they don't illegally sub let rooms, move out unexpectedly, fail to pay rent on time etc etc.
The other factor is that BTL is not zero work. It's quite a bit of work and can be a lot of work if you don't get great tenants.
Index trackers don't call you when the boiler doesn't work, the shed roof is leaking, they don't illegally sub let rooms, move out unexpectedly, fail to pay rent on time etc etc.