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TTM
I asked the broker earlier this week to look at asking for an updated deal, and they said 4.14% was available (down from 5.5%). Now... we exchanged at 2pm today, and confirmation of the mortgage deal only came in at 5pm. So I'm very curious to see if I managed to make the cut-off; do solicitors access the funds immediately at the point of exchange, locking that in, or does it just happen at their leisure after? I've emailed everyone involved to ask.