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Edit: First things first, are you ok?
IANAL (better get that in - but it's probably obvious from the below)
My approach would be not to speak to the insurance co and to get them to deal with the company only - direct everything through your company and supervisor. Don't volunteer any info to the insurance co. - but if you did when they contacted you, write it down - also write down a description of what happened now, just for yourself, before you forget details
Not for here (just in case) - but I am sure the insurance co will ask what has the company said? Who was duty manager? Did they ask you to operate the FLT knowing you didn't have a licence? etc, etc...
They should not have let you operate it without the appropriate docs (they will have policies, SOPs, etc.). The company may try to shift blame to you. But stand firm if they asked you, knowing that you didn't have the docs. They could equally well pay up to make it go away for this very reason.
Better qualified people will correct me, I'm sure.
c00ps-
Thanks bro, no one was hurt.
I have spoken with my area manager and indirectly with the CEO.
Not gonna lose my job, obvs were gonna throw money at the sitch because Im not licensed for the forklift so we wanna avoid insurance etcTheir insurance wanted me to admit fault on the phone, so I said I need to review the CCTV and everything needs to go through our company and gave them the number for that.
Ive seen the footage now, its not in my favour. The guy is in a weird place and I did check my mirror but Im gonna be at fault here.Its just bad timing, Im running the place alone (manager off with stress) and we discussed stuff like this. Ive put my foot down regarding the forky, 3 weeks ago.
Bet I get booked in now.
Actually impressed my company havent thrown me under the bus.
.mo.
I was reversing a forklift at work.
A car pulled in, may have just been turning around, doesnt matter.
We collided.
Theres CCTV
Weve exchanged details
His insurance have called me already
My company is aware
The twist, i have no license.
Sorry, the question, have I lost my job?
Will I be fully liable?