Owning your own home

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Hefty in reply to @ExTra

I am just nosy really, worth paying the surveyer to do it? It's an added service but is it worth the extra £200?

As ^ 98% of the time the bank will send their own surveyor to check it’s worth the price and that it’s not falling down. That £200 might be what they charge you for that (usually called a valuation fee) and if so won’t be optional. It might be an optional extra on top of their basic valuation requirement to upgrade to a more detailed survey.

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ExTra in reply to @Hefty

.

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jupiz in reply to @ExTra

If you’re HSBC, that’s the same as us. Just desktop valuation based on size, age etc and since our offer was under that, no need for bank to survey it. I did ask at the time what their programme said it was worth but they wouldn’t have told me unless I asked.

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