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  • You can secure a remortgage deal up to 6months before your current deal comes to an end.

    We did this back in August (completed the remortgage yesterday) and secured 3.5% for five years, which seems good given the current and potential future economy. The BoEBR is currently leading to rates of ~5% and our previous (as of yesterday) lender wouldn’t entertain a revaluation despite work we’ve done.

    So definitely shop around and look for lenders open to revaluations etc.

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