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  • Hah, yeah, I did that, then interest rates went up again - and does anyone think they are coming down this year, now?

    Dredging, but if anyone was waiting to remortgage I think now is the time to go. You've seen 20-30 bps cut off 5 year rates in the last month, which is most of the excess spread I was talking about previously.

    Market consensus seems to be the Bank will raise 50 bps tomorrow but that it's also mostly priced into deals on offer.

  • So there's no big 'oh fuck let's drop the BR to 2% as we've overcooked it' moment coming up *?

    Didn't think so

    * in the short term, anyhoo

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