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Hah, yeah, I did that, then interest rates went up again - and does anyone think they are coming down this year, now?
Dredging, but if anyone was waiting to remortgage I think now is the time to go. You've seen 20-30 bps cut off 5 year rates in the last month, which is most of the excess spread I was talking about previously.
Market consensus seems to be the Bank will raise 50 bps tomorrow but that it's also mostly priced into deals on offer.
NickCJ
Howard
Hah, yeah, I did that, then interest rates went up again - and does anyone think they are coming down this year, now?
I'm also totally beholden to my current provider as my mortgage is in two bits, one part (the smaller, thankfully) rolling over end Jan, the other bit rolling over Jan 2025. The SVR is currently 6.25%, and they can offer me a fixed two year no fee at 4.8%.
HAPPY DAYS