Owning your own home

Oh yeah 100%, massive red flag.

Plans and party wall are two different things as far as I am aware.

Depends on the terms of the party wall award. Most I've seen have limited the permissible works by reference to a plan.

Thanks that's useful and definitely on that 2. camp as well. Is that then signing a party wall agreement with a joint surveyor that essentially takes a look at both sides of that wall and that they pay for?

Do it.

My folks bought their first place in France for 200.000Fr. 100.000Fr mortgage on the property. £10k remortgage on their UK home. Place was a wreck once you started looking, cost loads over the years, and had several fundamental flaws.

By the time they sold it they just about broke even so not a sound financial decision. However, it was a wonderful home and great experience. Sometimes it's important to remember home and life is meant for living.

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Solictors having to do some work and be cunts about it, not unsurprising at all.

This all sounds like this ad, which I saw last week and can’t stop thinking about.

About £45k for 2.5 acres up in the mountains near Valencia. Beautiful little town and a gateway to amazing mountains riding.

But no water or electricity and the building would have to be torn down and replaced, if that’s even allowed!

But still I dream. Especially as I just got a severance package that would cover a good percentage of it right off the bat.

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Our pals bought a smashing house in the Andalusian mountains for €100k 15 years ago. They’ve tried to sell it a few times without success. Most recently at €60k.

Their advice is to just rent something.

Don't tell them the origin of the money.

It's in your bank, it yours and it's evidenced by probate documents (I assume all taxes have already been paid so no further taxes can be levied) which the tax man can check later.
this is not your parents giving you cash towards the deposit now which is where the extra work comes in.

Just tell the solicitor you have savings of £xxx, the fact it came from inheritance is not relevant to this financial act

You haven't moved house in a while, have you? If you are using any substantial amount of savings then money laundering regulations require your solicitor to ensure that the funds have come from a legitimate source.

Try my friend Rebecca Louis at mayo wynne Baxter.

She's got the patience of a saint having put up with me all these years for lots of different things.

Last year. The money is in the bank. Engage the solicitor then go into details.

Edit:told a lie, were now at 18 months.

My little sister has just bought something very similar in the same location (she actually lives out there).
Would recommend.

Engage the solicitor then go into details.

I wouldn’t. Solicitors have varying attitudes on how far they want to trace the money. Appointing someone then finding out you can’t satisfy them is a waste of time.

A Chinese friend got rejected by every firm in our town and ended up with an expensive London firm specialising in Chinese relocations as they were the only ones prepared to put their name to the origins of the money being legit. It was legit.

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Yeah, I have a really nice route out to Buñol and back from the city, such beautiful roads around there.

My partner got some money from her dad for our house purchase, we just said it was a gift and they didn't give a shit. Can't remember them needing proof. We were half way through the process at that point.

My guess would be the probate docs would be enough surely!

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Seems expensive, but maybe that's just being near Valencia for you.

How long ago was it?

There seems to be a massive discrepancy between solicitors / opportunity for discrimination if they don't like the cut of your jib. We had absolutely zero questions about deposit source in Dec-2020, I just put "savings" and they accepted it.

Oh yeah, totally forgot you live out there right?
Got to say, after seeing what my sis got I am very tempted to make the move (although 100% will not).

Interestingly out of the 5 I spoke to, only 1 asked me about my nationality, which is British. I can't help but think there is an element of covert racism

Hopefully just busyness / laziness rather than racism / xenophobia. Conveyancing is a low earner for solicitors so busy/lazy ones could well just look to screen out anyone that looks like they might be a slightly complicated client. The penalties and faff of being done for not following money laundering checks are significant.

The xenophobia thing is real.

I have a Western surname that is also one of the most popular in Korea. People sometimes treat me differently when they meet / speak to me after a long email chain.

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