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@christianSpaceman
Well, day one of 'will the scaffolders turn up on the time they agreed' has come and gone by about four hours.
We've told them we're out for the rest of the day, so if they're going to bother turning up it'll no doubt be then.
I went with 75% payment to the builder in the end, 25% once the scaffoldings gone - we were both comfortable with that and it was all very amicable, not worth fretting over at all.