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The government site covers it pretty well:
https://www.gov.uk/applying-for-probate?step-by-step-nav=4f1fe77d-f43b-4581-baf9-e2600e2a2b7aCheck if probate is needed ...You may not need probate if...
chez_jay
Probate
My father died in October, his half of the marital home goes straight to my mother. His savings were all in a joint account with my mother and the bank are happy for it all to switch to her sole ownership. Other than a few shovels I might take there’s fuck all else. There’s no liability to death duty or any taxes. Am I right in thinking I don’t need to apply for probate or notify hmrc?