The seller's line on the loft sounds somewhat odd to me - never been in loft when owned house
If it's not boarded then there isn't much point in going up. Particularly if there's no loft ladder it can be pretty awkward to climb in and out.
A friend has just bought a house, previously owned by one family for over 80 years, that no one could remember being in the loft of, with no hatch or other means to access.
He had to cut a hole in the lath & plaster to DIY insulation up there.
You probably could walk in to it via nextdoor's loft though
@ectoplasmosis started
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If it's not boarded then there isn't much point in going up. Particularly if there's no loft ladder it can be pretty awkward to climb in and out.