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apc-
saved by modern tech
Have you lived in one?
General comment not aimed at apc:
The windows are small and ghastly on the example ^^ due to heat efficient regs meeting economic reality. Could have bigger windows and meet the regs, but then Barrett or whatever makes less profit as they would cost more to meet the standard. So they design in cheap shitty small windows to keep the costs down and the profit up.
FWIW I'm not sure new, detached houses are equivalent to victorian workers' cottages. For that you'd have to look at maybe new build mixed social / low rent accommodation, which at least in the south east now means flats, and with all the problems modern flat builds have caused, like being rabbit hutch sized fire hazards.
Howard
In words instead then... Victorian homes - or at least, a great many of them - were not just built as quickly and cheaply as possible. If they were, they wouldn't have large windows, bays, ornamentation etc. All of which would have cost money back in day just like they do now.