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I think it’s incredibly unlikely that the builder will lob a brick through your window or whatever. By asking for the full amount etc they’re covering their back and just trying to pressure you more. Not acting that way is in some way accepting culpability
Honestly I think the best thing for your mental health and general wellbeing is to just draw a line under this whole sorry affair and try to move on.
Tenderloin
I still feel uneasy/anxious/ paranoid about the fact I don't have closure on what happened with my builder (shit cowboy, awful job, incomplete, delayed). Many of you will know about it from posts on this thread and the how do I kitchen/bathroom etc thread.
Paid 90% of the bill. Said not paying last 10% and I'd like 15% back to cover fixing it with someone competent coming in. He came back 2 months later with an email that was written by his wife with no subject. It says you owe the last 10% and made up another amount of extra costs (35-40% of job) which he didn't ask for when sending me the original final invoice.
He's also admitted to not paying his subcontractors and sent me their details and invoices. I also don't have the EICR as electrician not been paid. Part of me wants to write to his plumber and say he has enough to pay you, here is why I am not paying him the last 10%.
I am probably not going to pursue the 15% I'd like back via small claims as I didn't in writing give him a chance to rectify which a court would look for. I might though and I spoke to a property solicitor off the record about it for best part of an hour. But, and this is what my first point was about, I am now anxious he might come after me (legally - unlikely) or me/ my flat physically (again extremely unlikely as that's a crime - but he knows where I live (I also know where he lives)). I am a bit of an anxious person at the best of times. Don't the thought looming over me that there is a 0.0001% chance I might get a brick through the window..