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strong recommendations against using Plum
The fees are higher than other platforms but not egregiously so (assuming I'm looking at the right company). The best you can get is about 0.15-0.25% depending on how adventurous you want to be (less for larger portfolios).
"Annual management fee is equal to 0.45% of the value of each of your ISA/GIA Platform Products." https://withplum.com/legal/fees_uk.html#GIA_ISA_Fees
NickCJ
Hello, total noob here who's been in a fairly bad way financially for a while. Getting on top of debt now and building up the rainday fund to the point I'd like to start siphoning off a small amount of the money I'm saving to invest. Currently using Plum, which is nice for helping me save. Path of least resistance seems to be to set up a "pocket" to invest with there, and let it do it's thing? Any strong recommendations for anything else (gold or similar?) or strong recommendations against using Plum? I keep half an eye on the thread but it goes over my head pretty quickly.
Liked the "time in market > timing the market" thing. Had a play with pocket money and btc trying to time things and holding would have done better.