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Call me cynical, but it sounds more like he reckons you'd stump up £300 cash for a minor repair that he won't bother getting fixed = £300 profit... at best a quick t-cut & it's gone...
I once rolled, snail pace, into a taxi at the lights (handbrake wasn't on right) - didn't even realize until I looked up & seen I was resting against his back bumper... he jumped out rubbing his neck shouting about that being some whack etc. etc. and how his bumper was all out of alignment & all his parking sensors were probably fucked, we had a proper look & the dirt wasn't even rubbed off either bumper, absolutely no sign of any contact anywhere. He then proceeded to tell me how he'd have to take the car off the road for a full inspection & i'd be paying for his wages / repairs etc. - I told him yeah no problem - that's why people get insurance & asked to exchange details at which point he jumped back in his car muttering & sped off.
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mcJ78
I reversed into a car on Saturday, he was driving a taxi - was a super minor bump as I didn't see him drive into my blind spot. My fault obvs. swapped phone numbers but not insurance details. He's sent me a text saying it will be £180 + 120. I've got it recorded through sentry cam on my car. Should I just go through my insurer?