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sorry i just find that very hard to believe.... why would an insurer punish you/see you as greater risk if someone has driven into you? my other half was rear ended a few years ago and her premium didnt change at all. many many years ago a taxi driver hit my car when i was 17 (only needed some paint on the door) and nothing happened to my insurer...
each to their own of course. i am speaking from personal experience, yours clearly differs
swedeee
It definitely does affect your premium in the UK. You have to declare even no fault claims to your insurer for the next 5 years.
We were rear ended (oooer) in 2016 and saw a 25% bump in the next renewal (even when shopping around) and it stayed high until last year.