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It definitely does affect your premium in the UK. You have to declare even no fault claims to your insurer for the next 5 years.
We were rear ended (oooer) in 2016 and saw a 25% bump in the next renewal (even when shopping around) and it stayed high until last year.
Soul-
sorry i just find that very hard to believe.... why would an insurer punish you/see you as greater risk if someone has driven into you? my other half was rear ended a few years ago and her premium didnt change at all. many many years ago a taxi driver hit my car when i was 17 (only needed some paint on the door) and nothing happened to my insurer...
each to their own of course. i am speaking from personal experience, yours clearly differs
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This is our experience too.
swedeee
n3il
he (taxi driver) got hit. not the other way round... it wont impact his premium at all. he would be going through @Tenderloin 's insurer