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He won't want to go through the insurance because his insurance if he is a professional driver will be horrific as it is.
he (taxi driver) got hit. not the other way round... it wont impact his premium at all. he would be going through @Tenderloin 's insurer
swedeee-
I suspect it would potentially impact his premiums come renewal whether he is at fault or not.
The way a claim is progressed depends whether the taxi driver has third party or more likely comprehensive insurance. Normally if you have comprehensive insurance you notify your insurer in any event and they have to work it out with the other insurance company.
If you have third party only insurance then it's slightly different. But normally you'd also have to notify them as a matter of course that you have been in an accident.
That's before we even get to a situation, which happens more often than youd believe, where the insured has admitted liability verbally at the scene of an accident and then at a later date their insurance company denies liability based on the facts/witnesses etc etc.
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It definitely does affect your premium in the UK. You have to declare even no fault claims to your insurer for the next 5 years.
We were rear ended (oooer) in 2016 and saw a 25% bump in the next renewal (even when shopping around) and it stayed high until last year.
princeperch
Soul
Is there an anti golf club thread ? Morrisons? Surely not.
He won't want to go through the insurance because his insurance if he is a professional driver will be horrific as it is.
You could ask him to get another 2 quotes which might shave off 30 or 40 quid off overall but tbf to the guy he could have rinsed you for everything and then you'd have had a bun fight over the costs and you would definitely have ended up down overall. Personally I'd pay it.