• I reversed into a car on Saturday, he was driving a taxi - was a super minor bump as I didn't see him drive into my blind spot. My fault obvs. swapped phone numbers but not insurance details. He's sent me a text saying it will be £180 + 120. I've got it recorded through sentry cam on my car. Should I just go through my insurer?

  • I would probably just pay up. Insurance will massively up your premiums and claims stay on your record for 5 years meaning that premium increase will be with you for that whole time.

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