ExTra-
If this is the reason for a £25k price drop then they are not being very honest, ain't they?
Who knows what the reason is but if it was unmortgageable 25k off isn't going to make a difference unless you're a cash buyer. Maybe they've reduced it because they've not had interest since they lost a buyer and interest rates went up?
It'd be pretty stupid for the estate agent to go through the whole process knowing you won't be able to get a mortgage but nothing surprises me with those bunch of useless cunts.
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what are the chances of a whole bunch of probably unrelated assessors being as lazy/dumb as each other?
Ha. Ha. Ha ha ha
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Yes to all of these points!
You could also ring the energy assessor, the name will be on the report. It might be that there wasn’t a drop-down box for the actual construction type so they put solid brick as it was the closest. There are lots of things like that in energy assessments.
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Gewürzt
Howard
Hefty
Exactly this.
I wonder whether this is exactly what happened with the previous buyer who couldn’t get a mortgage. And possibly why they’ve lopped a big chunk off the price, because the surveyor said it’s worth less because of the build type.
Mortgages can be got on non-trad construction houses, so long as they’re not on a list of defective types, but not all lenders like them so you need a broker who knows what’s what.
It’s probably more likely to be trad cavity built and the EPC is wrong but there are a few warning signs so I’d check before committing.