• my bc policy expires in a few days. I was planning to join cuk, but just looking into possible alternatives.

    anyone with laka?
    https://laka.co/gb/club

    £1.50 per month for public liability, legal assistance, and discounts for some other cycling related stuff.

  • As mentioned above, I had a look round when my BC membership was coming to an end.

    I was only really interested in the public liability insurance, but I found that most of the so called 'insurers'were really just brokers all trying to flog the same policy. And that policy had a limit of £2 million for that aspect of cover. In these inflationary times I don't think that's adequate - a perfectly ordinary house in NW10 is likely to cost £1.5m, and it would be quite possible to knock some one over and discover you've ruined the career of a famous musician (Tradgedy at Law, mentioned above).

    So my point is that this cover is the most vital part of the policy- so you need to be satisfied in your own mind that this aspect is adequate.

  • My household insurance policy covers me for £5 million personal liability. I think even the cheapest contents insurance will cover you for £2 million. Why join an organisation for this when you probably already have it?

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