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Not sure it is silly, we need to insulate the house better with cavity fill.
That's 2K, no problem right? But the wall ties that bind the outer wall to the inner wall are also end of life, so that then needs done. 5K. And the pointing, cha. Another 1K. And coating the walls with Stormdry. 1K. (these are NI prices). Cavity fill really only should be done with all that is already done.
So now it is 9K and it won't save =that= much on heating. Rather stick it in the mortgage.
"How much time do people spend worrying about the ROI on decorating, disposable IKEA furniture and fast fashion?" Yeah we don't buy those things either, but 10K was the smallest bill in the article, that's significant.
And with new windows, one ultra basic kitchen door (5.5K) and rockwool we are at 6K and that's NI prices, I see they cost 12K in some places for just windows and doors! That's a lot of IKEA :)
These reports of "17.5 years to pay back" are a bit silly. How about your home is more comfortable and therefore has to be considered a nicer house?
How much time do people spend worrying about the ROI on decorating, disposable IKEA furniture and fast fashion?
https://www.thisismoney.co.uk/money/bills/article-11534625/How-takes-17-YEARS-green-home-improvements-pay-themselves.html