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I fucking love a bit of jacket talk.
0-15 is a two jacket range: 8-15 and 0-7. Gabba / perfetto type thing or other thinner recommendations above for 8+ and a proper rain jacket in the back pocket for when you know it's going hammer down. Skinny knows what he's talking about. 7 and below is thick winter soft shell / rapha PT jacket / albion insulated jacket or whatever the other recommendations are above with Base layers of your choice and then a rain jacket. OR hardshell if you run cold and want to combine the two for the 0-7 range. You will die of heatstroke if you try and do a reasonable ride in a hardshell jacket at 12 degrees. Buy two different jackets and save money now
Why not :) For pouring rain or snow, it's the way to go. Layers underneath, completely waterproof, massive pit zips from waist to elbow so no clammy feels even when it warms up a bit. Beta AR served me well for year-round London commuting and here in Colorado where it snows regularly (but doesn't rain a lot).