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@cupcakes was said a structural survey. Not RICS. There is often a lot of confusion on this
We will tell you if you house is likely to fall down, we are literally not allowed to look at fire etc.
That being said, I don't think a structural inspection/report is required for most purchases but I would always recommend a survey of some sort depending on your appetite for risk.
Because the concept of one doesn't really exist?
But reasons for not shoving more money down a RICS person's throat
or combinations of thereof