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they can't really do much unless they can peel thing back and have a look or they have access to documentation on what was done and how. Much more involved process than what the RICS folks offer through basically eyeballing a place and using local knowledge etc, which I think is what folks assume a 'structural survey' to be. Erroneously.
Because the concept of one doesn't really exist?
But reasons for not shoving more money down a RICS person's throat
or combinations of thereof