Owning your own home

Because the concept of one doesn't really exist?

But reasons for not shoving more money down a RICS person's throat

• it's not your first rodeo
  
• you've got a better alternative (builder etc)
  
• low risk or inability to action whatever they might find (i.e. it's a flat in a purpose built block that hasn't been wrapped in stuff that burns and not made out of out of date concrete)
  
• defects are so terrifyingly obvious that you've already got a structural engineer picking through the rubble
  
  

or combinations of thereof

ust wondering, why would people not get a structural survey before a house purchase?

I didn't, but then the house I bought was less than 10 years old, any survey would have be caveated-to-fuck, and I got my father, who's an architect, to have a look at it. He said "yeah, seems fine" which was good enough for me.

We didn't because it'd be bought/sold recently and is one of many flats. Got a basic survey done and the guy was like "yeah I'm here every couple of years" or whatever. There's no need unless you're buying some weird shit.