Owning your own home

Yeah I get that, but fuck me it feels a bit "WOAH THAT'S A LOT".

Further developments from the subsidence indicated in the survey that I posted about a few pages back; we've decided to walk away.

We viewed another property earlier this week that was the same price, bigger and clearly in a much better and more loved condition than the subsiding one. We offered the asking price and have just found out we have had our offer accepted. We met with the ever brilliant Mike from Crystal Clear today who has said that we can just port our mortgage offer across. We had a flat fall through after estate agent fuckry, then we had a house turn out to be subsiding so this time we're really hoping it's third time lucky

Ace!

fingers crossed it works out for you, we too are hovering at the almost about to exchange/third time lucky stage.
it's been well over a year now of the utmost fuckwittery documented throughout this thread.

We had two batches of flooring turn up banana shaped so the flooring co offered us an upgrade at the same price, waited 3 weeks and finally told None in stock till at least January. Our initial order was over 3 months ago. They offered to cancel if we found another floor.

Needless to say we decided to wait. Sod them.

That looks hard!

Great news! I hear it’s much quieter out there now so with solicitors, mortgage companies and surveyors being less busy it’ll hopefully fly through.

Thanks @skinny @Mr_Smyth @Hefty and best of luck with your exchange @Mr_Smyth

Crossing everything!

My solicitor sent me a load of papers for my house today. I was intrigued that I could now see what the house has sold for over the years. The only way is up right ?!

House built in 1905- cost £400 when new

Sold in 1911 - £550

Sold 1923 - £700

Sold 1935 - £750

Sold 1983 - £32,200

Sold 2022 - £ :-(

Inflation alone:

• https://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculator
  
  

1911 - £550 is now £51,173.17
1923 - £700 is now £33,435.46
1935 - £750 is now £42,132.29
1983 - £32,200 is now £100,020.67

If it's £1m now then that would "only" mean a 20x increase since 1911.

Feels like more than that to me when Santander take their slice out of my bank account every month tbh.

3-bed semi here, WFH and home schooled kids so a fair bit of electricity usage. Prior to 1st Oct, our IHD measured approx £2.50 per day.

Haven't turned the gas CH on yet.

Now the CH is on (17c in lounge) and dehumidifiers are on a bit more regularly, we're currently hitting about £10 per day. 🥲

What's everyone else like?

4 bed mid terraced house here. We run a pretty lean ship with electricity and heating usage but seems to be round the £10 day too. The thought of a £310 per month bill puts the shits into me tbh.

1 Attachment

4 bed detached, solid walls, someone working from home most days. Some rooms dropped to 13° overnight. About £5/day in electricity (should have a think about my garage server?) And £15/day on gas at the moment.

Shit and I was complaining about £6/day on gas yesterday

Getting our gas supply removed next week, take that big energy.

Crikey those some scary bills!

4 bed detached (in Glastonbury so nights are a few degrees colder than London) around £12-£14/day. Increased from tenner/day after getting Tado (because only have 4 smart TRVs, all downstairs where we previously had very old TRVs anyway). Work to re-fit another 5 valves is booked for Monday. Old thermostat failed to call for heat as often so at least the house is not freezing anymore. I shall get up and go and turn down some valves after I post this.

Pushing that way too. I've been working from the kitchen table but had to abandon that room now as it's just too cold and loses heat too quickly to bother trying. I've taken to putting the heating at 13/14 over night so it's not too bad in the morning so we start the day on about £2 spent then with a few hours of heating through the day, running computers, games consoles etc it's about £6-8 quite easily. That's just 2 of us in a house working on laptops during the day and running the kettle a few times.

These bills are presumably before deducting the gov't top-up? IIRC about £60 turned up in my Bulb account and I don't think the daily usage charts are adjusted for it.

It's a good thing we have the cash to aren't in the mids of some bat-shit inflationary spiral that has lead to pub chefs getting £50 per hour and the cost of everything useful doubling thus eating all the cash we need to cover this situation... oh wait no we are fucked

I got a bill through yesterday for 1st-16/17th Nov and it's confusing as hell. There's 1 bill for about £50 electricity, then 2 deductions of £66 from the govt money, then a similar gas one, then a 3rd bill that combines the 2 but with different totals.

My recent energy bill is completely missing my gas bill for the month. Which is equal parts nice, equal parts horrible.

Yeah it's before the government help, it just gets added as credit to your account.

Octopus bills are very sporadic, I sometimes get bills for 1 week and sometimes 1 month.

Worried my elderly neighbour is going to freeze to death. Even with the help £5/6 day on gas is a lot.

These bills are presumably before deducting the gov't top-up? IIRC about £60 turned up in my Bulb account and I don't think the daily usage charts are adjusted for it.

Yeah, my supplier essentially reduce my DD by £66.

Over the next 6-months my employer is also giving money for energy bills to those earning under a specific salary. Very grateful for that!