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Hey, so I have the 2.0 insulated jacket but I think the design differences are minor. I also run warm. I've done some 'decent clip' rides in about 6-8 degrees in it. With a LS baselayer, the house jersey and the insulated jacket on top I was warm - like very warm. Two way zip is great to create some circulation-of-your-choice as when I was working hard things heated up. Jacket is so light that it kinda messes with my head as it's so warm, usually need a lot more bulk for that kind of insulation. You stop on the roadside and the heat just leakes out, freaky.
Personally I think if you're moving well just a ss jersey and the jacket would be enough, needs to be below 4 before I'd start thinking about layering. I've got an insulated gilet (ultralight insulated may also work) on the way which I think may be better for faster 50 Mile Centrist Dad Loops when it's not bitterly cold out. For longer, steadier stuff though the insulated jacket is probably boss but I have the family swim at 11:30 and to misquote Íñigo San Millán nobody ever won a race in zone 3 but they certainly made it home on time
So, please make a decision for me.
I’m going for the three season pocket tights and am thinking of a jacket for 0 to 10 degrees (dry) weather done usually at a decent clip and also Festive 500.
I’ve asked @Chopsicle about this before and had some really handy feedback, but does anyone have a view for Insulated Jacket 3.0 vs Ultralight Insulated? Or, god forbid, any other suggestions?